What is Business Owner’s Insurance and When Do You Need It?

Your company may need insurance to survive certain unexpected—but possible—challenges. Nobody likes buying insurance. It can be confusing and expensive, and you won't see any benefit unless you have a loss, accident, or claim. But insurance can make or break your...

Hurricane Preparedness

Planning for a hurricane is one of the most important precautionary measures you can take before one occurs. We live in a state prone to hurricanes, and it's critical for you to have a clear understanding of what hurricane preparedness is. John Pierce Insurance Agency...

How to Change a Tire

Knowing how to change a tire is a necessary skill for all drivers. You might be thinking, “I pay for a AAA membership so that I get roadside assistance and don’t have to worry,” or “I have a cell phone, I can just call someone to help.” Even if this is the case for...

How to Identify, Avoid, and Escape a RIP Current

Beachgoers need to be aware of RIP currents. “RIP” in this case could stand for “rest in peace,” because these currents can be deadly. In the U.S., about 100 people drown in RIP Currents every year. Lifeguards in the U.S. rescue another 30,000 swimmers from RIP...

Grilling Tips for Safety

As the weather warms and summer returns, it’s time to GRILL!   There are risks that come along with grilling, regardless of which type of grill you are using. Every year, 7,000 Americans are injured while using  barbecue grills. It's usually a case of good products...

What is Cyber Insurance and Why Do You Need it?

Cybersecurity insurance is a new and emerging industry. It has its origins in errors and omissions (E&O) insurance, a separate form of insurance that protects against faults and defects in the services a company provides. E&O insurance is analogous to product...

Valuable Items Insurance

We’ve all heard the song “If you like it, then you should’ve put a ring on it.” We like to say “If you like it, then you should’ve put insurance on it!” Whether you are planning a sweet proposal, or buying a new piece of art for your home, you will want to protect...

Homeowners Insurance Facts

When you decide you want to buy your first home, homeowners insurance may not be the first thing you think about. However, most mortgage lenders require you to have homeowners insurance before they will approve your loan. There are a few things you should know about...

Protect Your Home This Winter

Old Man Winter is here once again, and ice, snow, and wind can wreak havoc on your home and your budget. Standard homeowners insurance policies can cover many of the disasters that result from winter weather, but it’s always better to minimize the potential risks!...

Chimney Safety Tips

Leaning towards an old wood-burning fireplaces to help cut your heating bill this winter? Before you spark a log you should know, fireplaces and chimneys are involved in 42% of all home-heating fires. So before you use your fireplace, ensure you know how to properly...